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Planning, Budgeting, and Insurance Claims for Your Missouri Roof Repair 

Planning, Budgeting, and Insurance Claims for Your Missouri Roof Repair 

  • "The Telltale Signs of Missouri Roof Hail Damage" originally appeared in the April 2024 "20 Under 40" issue of COMO Magazine.
What the Home Pros Know with Elias Abadi

Getting your roof replaced or just repaired is no small undertaking. From planning, budgeting, and even possibly dealing with an insurance claim it can all seem overwhelming. Our staff at CoMo Premium Exteriors will help guide you through the process and alleviate as much of the stress as possible. 

First Steps in Planning, Budgeting, and Insurance Claims 

The first step in any roofing project is an inspection to determine if your roofing situation requires submitting a claim to insurance for damage or if the damage will be an out-of-pocket expense. An expert inspection can also help determine the extent of the damage and the likelihood of insurance approving storm related damage to the roof. A  homeowner is always welcome to file a claim, but we can save you time by checking out your  roof and letting you know if it is likely that most insurance carriers would cover the damage based on our many years of experience.

Many of the largest insurance agents in the area contact CoMo Premium Exteriors on behalf of policyholders and have us do an inspection prior to contacting the adjuster. Based on these relationships and our experience, we determine the best course of action for your roof damage and provide recommendations on how to best proceed. Most homeowners even have us meet with their adjuster after our initial inspection, should we find enough damage to warrant a claim. 

Budgeting and Financing Options 

Once you have had your roof inspected and determined if this is an insurance claim or an out-of-pocket expense you can start budgeting and setting the details of your roof repair or replacement. In hail damage cases, an insurance company will typically cover the full roof repair if the inspection shows damage to most roof slopes. When you know what insurance will cover you can start making decisions on what materials you want. For repairs, we will match your existing shingles as closely as possible, but for full replacements there are dozens of color options and profiles at many price points. 

Even if insurance is paying to replace your roof, you have the option to upgrade your shingles and pay the difference out of pocket if you like. 

Scheduling your Repair or Replacement 

When it comes to planning for your repair, most projects can be done quickly — a full roof replacement can typically be completed in one day. However, wait times for your repair will vary depending on if there were recent storms in the area. When storms hit an area, it is important to contact CoMo Premium Exteriors as soon as possible for an inspection since availability of both material and labor becomes hard to get very quickly, which can push the repair out for several months. However, in non-storm time most roofs can be scheduled for replacement or repair within two weeks of signing the contract. Regardless, once you recognize storm or other damage to your roof it is best to call quickly to get an inspection and get resolution.

When scheduling your Missouri roof repair or replacement you also want to keep in mind the season. Generally roofing can be done year-round but there are times when the temperature gets too cold and stays too cold for roofing work to be completed. Such extremely cold periods are typically short in Missouri; however, it can vary year to year. The best seasons for scheduling your roof repair work are during summer, fall or spring.   

For roof repair or replacement in mid-Missouri, contact CoMo Premium Exteriors today. 

Elias Abadi
Elias Abadi

CoMo Premium Exteriors is mid-Missouri’s largest roofing and exterior remodeling company. We believe in providing homeowners and business owners with free, honest inspections and advice to help them make informed decisions. We never use high pressure tactics because our goal is to build long-term relationships built on quality workmanship, great communications, and good cleanup when we’re done. If you need a new roof, gutters, siding, windows, or a deck give us a call!

Como Premium Exteriors

(573) NEW-ROOF |

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