What’s your idea of summer fun? For many people, it includes boating or a personal watercraft, road trips in cars, camping or road trips in an RV, or even riding motorcycles or ATVs. All these things can make summer more fun, but they all need keys to run—and one of those keys is insurance. It can help you keep liability claims or property damage from ruining your summer fun.
A Day on the Water
Even if you are the safest boater on the water, you should be aware of those who aren’t. Alcohol, excessive speed or reckless driving can cause accidents. If you are involved in an aquatic accident with your boat or personal watercraft, boat insurance can put your mind at ease.
Camping Out in an RV
Whether you’re seeing the country or just using it for camping on the weekends, traveling in an RV is cheaper than hotels and camping in one is more convenient and comfortable than camping in a tent. Before you head out, make sure you have the right coverage.
Road Trip!
Your road trip may not involve an RV. Maybe you want to feel the wind in your face instead. Whether that involves one headlight or two, you’ll need insurance. The peace of mind having motorcycle insurance or auto insurance can help you relax and enjoy the ride.
Summer Fun that Doesn’t Require Keys
For some, relaxing in the pool is the best way to enjoy summer. If you have a pool in your back yard or you’re thinking about installing one, it’s a good idea to tell your insurance agent. You’ll need additional liability coverage for it in case you have visitors who want to take a swim. Check out these eye-opening facts1:
80% of child drownings happen in a residential pool while an adult was present.
87% of drowning fatalities happen in home pools or hot tubs for children younger than 5. Most take place in pools owned by family or friends.
Similar situations can occur if your house is the envy of all the neighborhood kids because you have a trampoline, tree house, cool play set and/or a pool. If you have any of these things in your back yard and your kids invite friends over to play, you could possibly be found liable if anyone gets hurt. “If you have a lot of toys where people can get injured, get as much no-fault medical as you can, and you probably want to get more liability coverage,” cautioned Jeanne Salvatore, Senior Vice President of the Insurance Information Institute. “You need to have enough liability protection to protect your assets, and it’s relatively inexpensive,” Salvatore said.
Whether your idea of the perfect summer is hitting the waves, hitting the open road or relaxing poolside, Shelter Insurance® can help insure your summer fun to give you the peace of mind you need to keep your summer rolling – or floating along smoothly. Contact Shelter Insurance agent Mike Messer to get the coverage you need for summer fun.
1 – https://www.stopdrowningnow.org/drowning-statistics/- Accessed 3-31-2025.
